Hope I'm posting this in the right forum...
Just had a lousy experience with a car insurance company I'm with, called Quinn Direct and thought I'd spread the word to avoid.
Picked up a cracked windscreen on my Pug206, thought "That's got to be covered on my insurance... but no!"
Ended up costing me £120 (that's with a discount btw), otherwise I'd have had to make a claim, lose my no claims bonus and pay £135 excess.
A fully comprehensive policy that doesn't include glass damage?! It's a joke - no wonder they were one of the cheapest. I found them on www.confused.com, so if anyone else uses that site, beware of Quinn Direct's artificially low price.