Originally Posted by
Skweeky
LMAO
The £8000 is just credit.
And SnnY,
you can sit there and blame all the big corporations for whatever is wrong with the world, but that, in my opinion is indeed naive and childish.
Everyone is resposible for their own actions. This woman applied for a credit card by phone. Meaning that she would have to speak to one of the advisors for at least 15 minutes, who, in their turn, have to make her aware of all the interest rates that can possibly apply on her card along with numerous legal disclaimers.
She gets a letter a week later stating what type of card she has been approved for, again explaining quite clearly what costs or charges apply for it. She then has to sign that and return it to us.
After doing that she receives her card which she CANNOT use until she activates the thing, hence talking to another advisor who will AGAIN advise her of the interest rates on her account and advise her of the date she will have to pay the balance in order to avoid paying interest.
So
All in all this woman has had at least 3 occasions to either read the whole thing or ask questions about it when she was on the phone.
If, after explaining 3 times what exactly she is getting herself into, she only then wonders where the money comes from, then yes, in my opinion she is a bit of a simpleton.
Besides, to get an £8K inital credit limit is pretty rare, I don't think she was exactly a poor person.
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