Noone donates and gets banned randomly a week later. The people who are getting banned are cheaters who think donating makes them immune to the rules, traders who want something else to use for barter, and sellers trying to turn a profit off their donation.
Even if a tracker does issue a refund every time someone who donated gets banned and complains, paypal can still arbitrarily lock the account and put it under "investigation" for a few months after a few complaints.
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