Help Me

[The Kiler]

Someone guide me

Scenario:

X person has had gambling problems
X person toke $6,000 home equity loan from bank
X person tells me to get a metlife piece of mail and tells me not to tell my mom nor open it. (Metlife is life insurance or a loaner)

WHAT SHOULD I DO? I feel scared he might kill me. :(

[J'Pol]

Sorry - I don't really understand the scenario or the terms you are using.

[Spindulik]

What the hell?

We need a slight bit more details on how X is tied to you.


{what is toke?}

[bigboab]

Originally posted by J'Pol@18 December 2003 - 22:26
Sorry - I don't really understand the scenario or the terms you are using.
I think he means JP that someone he knows(Closely) has taken out an equity loan on his Mums home, unknown to his mum. He/She has also asked him to ensure that his mum does not recieve any letters from the equity company. I think.

[TheDave]

deny it all. that way your mum shouldnt lose her house if it goes arse up. and tell X to sort themself out or you squeal.

[Cheese]

well this person is obviously up to no good...so tell your mum and give her the mail.

[bigboab]

Originally posted by Withcheese@18 December 2003 - 22:31
well this person is obviously up to no good...so tell your mum and give her the mail.
I am also assuming that this is a joint ownership, otherwise the person would not be able to get an equity loan.

[J'Pol]

Originally posted by bigboab+18 December 2003 - 23:29--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (bigboab @ 18 December 2003 - 23:29)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-J&#39;Pol@18 December 2003 - 22:26
Sorry - I don&#39;t really understand the scenario or the terms you are using.
I think he means JP that someone he knows(Closely) has taken out an equity loan on his Mums home, unknown to his mum. He/She has also asked him to ensure that his mum does not recieve any letters from the equity company. I think. [/b][/quote]
If this is the case and the person has no beneficial ownership on the property, then they have commited fraud I would have thought.

They have secured a loan against an asset over which they have no control, with out the permission of the person who actually does own it.

Do you feel more loyalty towards this person or your Mum, that&#39;s what you really need to ask yourself.

[The Kiler]

It&#39;s a joint bank ownership.

[The Kiler]

Originally posted by Spindulik@18 December 2003 - 17:29
What the hell?

We need a slight bit more details on how X is tied to you.


{what is toke?}
X is daddy.

[J'Pol]

If it&#39;s joint ownership, then would both parties not have to agree to the loan being secured against it.

That would certainly be the case here.

[oldmancan]

Kiler, you know what to do. It&#39;s not an easy choice, but it&#39;s yours to make. Sucks big time though.

Trust yourself.

peace omc

[The Kiler]

What should I do??

[J'Pol]

Originally posted by The Kiler@19 December 2003 - 01:23
What should I do??
People are not going to make your decisions for you.

They are only going to give you things to think about.

Ultimately you are responsible for your actions and the consequences of them.

Like the man said - you know what to do. That does not mean that he knows what you should do, because he does not have all of the facts.

It means that you know what to do, you only have to have the courage to listen to yourself and do what needs done.

[The Kiler]

If I dont talk on the forums, I&#39;m dead. Hope I&#39;m good&#33;

[Spider_dude]

gambiling is a disease, help him rather than aid him. if he has the potential to cause more harm, then stop him and make sure he gets help.

[The Kiler]

He still is gambling. He&#39;s playing stocks and doing bets.