Id just like to thank

[Rat Faced]

The kids on the field across the road, for the early Firework Display...

It was marvelous, until the police and firetruck turned up, and they all disappeared.. :(

[Proper Bo]

Those bar-stewards nearly caught me too! :angry:

[Jon L. Obscene]

:01: Fireworks are cool :D

Altho I don't agree with them being on sale to anyone over 18, it's no different from selling bombs :dry:

Jonno :cool:

[Rat Faced]

Well, im glad you didnt spoil the Bonfire thats being prepared there by some other kids..

Very civilised of you ;)

[Proper Bo]

/me can't hear for all the hedgehogs i'm throwing into the pile of wood

[Rat Faced]

Roasted Hedgehog...

Nothing quite says "Guyfawkes" like Roasted Hedgehog...

Yummy

[Proper Bo]

It's the dishwasher and the vauxhall nova which I'm not too sure will burn well!

[Rat Faced]

Nova's burn very well :blink:

[Jon L. Obscene]

You can't burn a vaxhall nova, some newly test passed boy racer will want that to put 5 grands worth of stereo in and sit on a carpark somewhere.........you could save yourself some money Bo :P

Jonno :cool:

[Proper Bo]

I'm buying a mondeo actually, cawk

[bigboab]

The kids on the field across the road, for the early Firework Display...

It was marvelous, until the police and firetruck turned up, and they all disappeared.. :(
Was there Wiccans at work to make the Police and Fire Brigade disappear?:unsure:

[100%]

The kids on the field across the road, for the early Firework Display...

It was marvelous, until the police and firetruck turned up, and they all disappeared.. :(
Kids these days i mean seriously - cant they just use PS2 instead of trying to be Alqaida USarmy lookalikes

[Jon L. Obscene]

I'm buying a mondeo actually, cawk

You're buying a mondeo off a cawk? :blink:

Ok, good luck :)

Just out of interest, who's paying the insurance on this mondeo, cos you can't tell me it's under a grand for you :unsure:

Jonno :cool:

[Rat Faced]

Well, it is from the Scrapyard :unsure:

And the fine is less than the Insurance.... I'd be very surprised if he bothered with that, MOT or Tax ;)

Actually, i'd be surprised if he has a license :lol:

[Jon L. Obscene]

I think I'll just be suprised :)

Jonno :cool:

[vidcc]

Ahh bonfire night.... one of the better nights out in the Uk.... from the time i was there i have very fond memories of lewes, East sussex, and the parades before the various displays. Bonfires as big as st. pauls cathedral, and every year some drunk idiot believing he could light his cigarette from it. Then the displays, most of them free to watch and of the highest standard from incredibly talented pyrotech type people whilst eating the greasiest burgers or hot dogs (not like the ones we get here...english pork sausages are used) and a portion of chips (fries to americans...but not those thin things we get..chunky chips) :P

We have the 4th july with fireworks freely and cheeply available but i have to say that Lewes is a shining example of how it should be done.

[Proper Bo]

The insurance on ANY car for someone my age will cost about £1500, and that's for a shite car, I can get this 2l mondeo and pay probably about £1700 insurance for it. Ironically, the fine IS cheaper than the insurance!
Even more annoying is the fact that the insurance will be worth more than the car itself!
(And yes, I'm paying for it all myself thanks.)

[Jon L. Obscene]

Oooooooo tetchy :lol:
Sorry Bo but you my mates g/f's lad is 17 and just passed his test, he's got an escort 1300 , paid £400 for the car and £800 tpft :)
Modeo's are highly sort after buy thiefs, which is why the insurence is higher, they also a bit pokey too, but it's your money, go for it, nice car :) very comfortable :)

Jonno :cool:

[Proper Bo]

One of my mate's bought a 995cc K reg Nova, cost about £50, cost £1400 to insure;)

EDIT: And that's just 3rd party!

[vidcc]

who's going to steal a car that's on fire?:unsure:

[Jon L. Obscene]

Wrong insurance company, simple as that :)

My bike is gonna cost me £139 tpft when I put it back on the road, that's with Bennets Bike insurance, with Norwich Union it would cost £428 tpft, same policy, different company, £300 better off :)
It's really worth spending £10 on phone call, swill save you a fortune, and fight them against each other, tell 1 company the other one said £xxx, then when they offer less, go back to the other company, honestly most will move on their price to get the deal, the guys on the phone are usually on comission so they have a percentage to play with :)

Jonno :cool:

[Proper Bo]

I know exactly how it all works, gone through it all before with my brother when he bought his first car (has about 7 or 8 since).

[Rat Faced]

Wow, i feel lucky with £300 Fully Comp with Protected No Claims :P

And that includes AA cover :lol: :lol:

[Jon L. Obscene]

Just trying to help dude :)
I been playing off insurance companies for 10 years and it's much more tricky when bike's are concerned :dry:

Mind you, prolly partly to do with where you live :)

Jonno :cool:

[Proper Bo]

Wow, i feel lucky with £300 Fully Comp with Protected No Claims :P

And that includes AA cover :lol: :lol:

That's because you're old, I'm young therefore get fucked over at every corner
I can't even be guaranteed £4.20 an hour at a job for fucks sake :dry:

[enoughfakefiles]

Wow, i feel lucky with £300 Fully Comp with Protected No Claims :P

And that includes AA cover :lol: :lol:

I`m a member of that club as well. :01:

Except for being in achohiolics anonymous. :P

[Jon L. Obscene]

Oh man stop moaning, shit you're a lot better off now, there's young driver policies and stuff, I never had any of that and when I was your age I only got £50 per week for 45 hours and before anyone says, that's only 9 years ago, I might as well have gone down the mines :(

Jonno :cool:

[Rat Faced]

Shop around Bo... shop around.

My Quotes this year ranged from £305 (which i have) to £850


Surprisingly, if i'd gotten the tpft, it was more expensive.... which is ONLY reason i have Fully Comp

:lol: :lol: :lol:

[enoughfakefiles]

Oh man stop moaning, shit you're a lot better off now, there's young driver policies and stuff, I never had any of that and when I was your age I only got £50 per week for 45 hours and before anyone says, that's only 9 years ago, I might as well have gone down the mines :(

Jonno :cool:

Were all the chimney sweep`s jobs taken. :rolleyes:

[Jon L. Obscene]

Already told him that in great detail RF, he knows everything, it's ok :rolleyes:

Jonno :cool:

[Proper Bo]

Oh man stop moaning, shit you're a lot better off now, there's young driver policies and stuff, I never had any of that and when I was your age I only got £50 per week for 45 hours and before anyone says, that's only 9 years ago, I might as well have gone down the mines :(

Jonno :cool:


I still think it's a piss take how I have to pay taxes yet I'm not allowed to vote on anything which could affect how tax money is spent.

[Jon L. Obscene]

Were all the chimney sweep`s jobs taken. :rolleyes:

I'm too fat :( :lol:
Nah I worked in a hardware shop, I enjoyed it so I stay for 5 years, had 6 pay rises (at 21 I took home after tax etc £100 per week) , was a bit shit really, aparently I was just a kid..........at 21? :blink:

@Bo...........Whoa no, don't get me started on that, all them students that don't pay tax and get intrest free loans while someone the same age gas to pay full everything, you don't do quite as bad as you think, I don't think the driving age should be 17, I think it should be 21 :)

Jonno :cool:

[bigboab]

I still think it's a piss take how I have to pay taxes.
You dont have to pay taxes, bloody walk home.:blink:

[Proper Bo]

@Bo...........Whoa no, don't get me started on that, all them students that don't pay tax and get intrest free loans while someone the same age gas to pay full everything, you don't do quite as bad as you think, I don't think the driving age should be 17, I think it should be 21 :)

Jonno :cool:

I don't have a loan of any kind, I'm at 6th form, but I do pay taxes from my wages

[Rat Faced]

Then fill in a P38 :P

[bigboab]

I don't have a loan of any kind, I'm at 6th form, but I do pay taxes from my wagesNo wonder you are paying taxes. You are on your sixth form. Can you not get a grown up to fill your tax form in for you.:cool:

P.S. I cant. someone has my coat.:(

[bigboab]

That's why I call you a tax dodger ffs.
Personal Allowances (http://www.inlandrevenue.gov.uk/rates/it.htm)
While i'm putting on my jacket could I ask you, who is FFS?:unsure:

[manker]

Then fill in a P38 :P
:blink:

P46, surely.

I expect Bo's paying emergency tax which he should get back as soon as he fills in one of those. Nice bonus it'll be :D

[Jon L. Obscene]

P38?........That's fibreglass filler :blink:

:P

@MJPF.......I think standard rate of tax free earnings is £4880 atm, then 10% on the next £1800, then 22% upto 27 grand, then 42% on everything over that :)

Jonno :cool:

[manker]

P38?........That's fibreglass filler :blink:

:P

@MJPF.......I think standard rate of tax free earnings is £4880 atm, then 10% on the next £1800, then 22% upto 27 grand, then 42% on everything over that :)

Jonno :cool:
That's better than I'd have done from memory. JP provided a link for the exact amounts.

I wub statistics :wub:



Edit: I see JP has posted so this is superfluous. The last bit still stands tho :wub:

[Jon L. Obscene]

Ah I did'nt see the link :rolleyes: Sorry bout that, looks like they raised the llowences now then, actually if I remember right they done that last year, lol that reminds me, I gotta do my tax returns :ph34r:

Jonno :cool:

[Rat Faced]

They do it most years :blink: :unsure:

[Jon L. Obscene]

@RF......Yeah but they made a major shift in the allowences, last tax year it was £1500 you paid 10% on and 27,000 before high rate, they actually gave us a break :)

@MJPF.......Yeah thanks for that :frusty: the only thing that does is they work out how much you gotta pay, usually do that as I fill in the form anyway, does'nt take much :) I'll do it after xmas like last year :01:
I spose it would be a good idea to pay last years bill too :ph34r:

Jonno :cool:

[manker]

The end of September thing is bollocks, when you think about it.

They work the tax out whether you put a figure into the box or not. If you've done it incorrectly they will correct you, send you a letter about it and ammend your bill accordingly. They mislead you into getting your form in early cause they get all stressed and overworked in January, I reckon.

Bah! taxmen!! (Sorry, RF ;) )

[Jon L. Obscene]

I dissagree with the reason there Manky, I reckon it's to get it all sorted and get your money early, ok so your few grand wont make much difference but 10 million people's few grand earns a lot of interest in the bank ;)

Jonno :cool:

[manker]

I dissagree with the reason there Manky, I reckon it's to get it all sorted and get your money early, ok so your few grand wont make much difference but 10 million people's few grand earns a lot of interest in the bank ;)

Jonno :cool:
:lol:

OK, Jonno :)

[Rat Faced]

The end of September thing is bollocks, when you think about it.

They work the tax out whether you put a figure into the box or not. If you've done it incorrectly they will correct you, send you a letter about it and ammend your bill accordingly. They mislead you into getting your form in early cause they get all stressed and overworked in January, I reckon.

Bah! taxmen!! (Sorry, RF ;) )

Im not a Taxman...















They're just in same Dept :(

[Mathea]

i filed my taxes for the first time.. .and i got nothing back cuz i owed my boss at the time so much money that he got all my tax return. :(

[Rat Faced]

:blink:

[manker]

Im not a Taxman...









They're just in same Dept :(
:01: :D

Good news and bad news I suppose :unsure:

I shouldn't generalise anyway. I'm sure there are some perfectly decent taxmen. I look forward to meeting one IRL.

[DanB]

I don't do them either.


Funnily enough though they never return any tax to me either :(

[Jon L. Obscene]

@Manky.....What? how much interest does the tax office gain by getting a figure like , say 2 grand per person, 10 million people do it early, so that/s £20,000,000,000, how much interest would they get on that over 4 months?

I got em sussed ;)

@RF.......What do you do then? :blink:

Jonno :cool:

[Rat Faced]

Im a Civil Servant Jonno :P

[manker]

@Manky.....What? how much interest does the tax office gain by getting a figure like , say 2 grand per person, 10 million people do it early, so that/s £20,000,000,000, how much interest would they get on that over 4 months?

I got em sussed ;)
Exactly, mate. I was having a joke with my stressed out comment. :D

No doubt it does help with staffing issues to have them staggered throughout the year but revenue collection is the biggest aim.

The money isn't actually due until Jan 31st no matter when you submit it but no doubt most people pay up on the first demand as it's a bit frightening getting letters from the Tax people.

[Jon L. Obscene]

I guessed that :rolleyes: You wer'nt gonna be a rig worker in the same place as tax office :frusty:
I mean what you do? :)

Jonno :cool:

[Rat Faced]

Surveyor

[Jon L. Obscene]

The money isn't actually due until Jan 31st no matter when you submit it but no doubt most people pay up on the first demand as it's a bit frightening getting letters from the Tax people.

Ooo me knowing more than you :01:

Your return MUST be in by Jan 31st or you get a £100 fine, the payment must be paid by Sept 30th the following year unless it's below a certain amount and you wish to add it to the following years :)

And yes, I know it's partly to do with staffing probs, but my theory makes em sound nastier :devil:

Jonno :cool:

@RF....Ahhh I see :) Fair enough, that would explain your hovering before posting sometimes :lol:

[Rat Faced]

Offices, Shops, Factories, Houses, Land...

If it dont move, i'll measure it :P

[manker]

They don't often get the money early, most people are PAYE.

The only time they get the money early is when they end up paying a rebate. That way someone has paid too much in advance.

They would be seriously happy, nay ecstatic if everybody just payed the right amount at the right time.PAYE is a perfect example of the Inland Revenue getting their money early.

Also the current Self Assessment scheme requires self employed folk to pay next years tax on account. I'd say that due to timing shenanighas 95% of people in the UK pay their tax early.

[Rat Faced]

Value...

What else :blink:

[manker]

Ooo me knowing more than you :01:

Your return MUST be in by Jan 31st or you get a £100 fine, the payment must be paid by Sept 30th the following year unless it's below a certain amount and you wish to add it to the following years :)
No you don't :P

Your return must be in by 31st Jan but you don't get fined unless it shows that you owe them money or if it's a Partnership return.

The due date for payment is always Jan 31st unless it's the second payment on account in which case it is July 31st. September 30th is only significant if you want them to work out the tax for you, it's not a payment deadline of any sort ;)

[Jon L. Obscene]

That's not what it says on this tax return I have :blink:
What do you do for a living? :)

Jonno :cool:

[manker]

Pish
No it isn't.

The company you pay your PAYE to doesn't have to submit it to the Inland Revenue until May 21st after the end of the current tax year.

This would cause problems for the company in the long run but technically they (IR) cannot impose any fines upon the company until then.

[manker]

That's not what it says on this tax return I have :blink:
What do you do for a living? :)

Jonno :cool:
It says it on the notes that it came with.

For a living I mostly read Inland Revenue literature :hawt:

[Jon L. Obscene]

Also the current Self Assessment scheme requires self employed folk to pay next years tax on account. .

No it does'nt, I hav'nt paid last years yet and I was self employed :unsure:

Jonno :cool:

[Jon L. Obscene]

For a living I mostly read Inland Revenue literature :hawt:

:lol: You know what? that would'nt suprise me in the least :lol:

Jonno :cool:

[manker]

No it does'nt, I hav'nt paid last years yet and I was self employed :unsure:

Jonno :cool:
If your tax bill was over five hundred quid then you are required to pay that amount spread over two payments on account of next year's bill. You can submit an SA303 if you have some reasons why that shouldn't be, like if you're not self employed anymore.

[Jon L. Obscene]

@MJPF......pwned :01:

Fight fight fight fight fight fight fight fight fight fight fight fight fight :01:


@Manky.........Wer er, I know what I know having been self emplyed for 4 years :) I know what I know, you know what you know :)

*runs round girly like hopeing to avert a fight*
hehehehehehehhehehehehehehe

Jonno :cool:

[manker]

How is it an IR rip off.

You pay as you earn. However the employer does not give it to the revenue until the end of the tax year.

So you are cool, you pay as you earn
The IR are cool, they get it when it's due.
The employer is cool, they have your money to pay to the IR.

I say again your contention that it is a rip-off is pish.

Because the IR require it monthly throughout the tax year, this is technically before it is due so you cannot use it for your purposes.

I didn't say it was a rip off, btw. It is a very logical and workable scheme. I said that it was an example of the IR getting their money before it is due. Which is most definitely not pish.

[manker]

Nonsense.

You are discussing PAYE, which is personal taxation and using the rules for businesses or self employed people which are annual returns.

PAYE is just that, pay as you earn. 714, SC60, Business tax etc are an entirely different matter.

You are a reader of manuals and a talker of pish.
I'm sure of the rules regarding both PAYE and SA. Completely sure.

714 and SC60 do not exist, btw.

Upon reading a manual or two you will find that what i've said is not pish.

[Jon L. Obscene]

Ok guys guys guys, come on, tax ain't worth arguing over :)

I think it largely comes down to your own experience, what I said comes from mine, MJPF's from his and Manky's from his, so we all do things different, thats what makes us human :)

Jonno :cool:

[manker]

Feckin accountant, hoist by your own petard.

The only thing worse than a tax dodger, a tax dodging adviser.
:lol:

Teh insinuation! Where is that fecking angelic halo smiley :rolleyes: