Thats Verizon FIOS right? I highly doubt they would cap you and I hear their tech support is actually competent.
I've got a 5m/256kb for $45 (Earthlink cable)
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Thats some serious speed man 15up and 2down is great.
24m/1m pay for $A99
I have now 4096/512 kbit/s, but had 1024 for 3 years and 2048 for 1 year and before that 56k. 2048 was the best, 4096 is too fast for me and costs too much for me not downloading almost nothing last half year.