umm me ? :lol:
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umm me ? :lol:
I'll be the judge of that.. o:) ..ermmmm noway , no ,nope ..... if your good enough i'll let you be an :angel1: beside we are getting :offtopic: get off the computer and go out and get a job...my son :helpsmile:Quote:
Originally posted by gemby!@4 August 2004 - 16:21
umm me ? :lol:
I'll be the judge of that.. o:) ..ermmmm noway , no ,nope ..... if your good enough i'll let you be an :angel1: beside we are getting :offtopic: get off the computer and go out and get a job...my son :helpsmile: [/b][/quote]Quote:
Originally posted by Energizer_God+4 August 2004 - 15:33--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (Energizer_God @ 4 August 2004 - 15:33)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-gemby!@4 August 2004 - 16:21
umm me ? :lol:
read the line under my av.
GEMBY IS GOD
you are merely a minion :rolleyes:
and your gonna be jobless unless you quit your talkingness :01:
Sorry to hear about you loosing your job Dan but at least it means you can come to the BBQ now ;)
now thats thinking positive ! :lol:Quote:
Originally posted by ginguar@4 August 2004 - 18:11
Sorry to hear about you loosing your job Dan but at least it means you can come to the BBQ now ;)
Sorry to hear that dan :(
Bad luck Dan,
Hope it all picks up soon pal. :01:
http://hometown.aol.co.uk/Lynne1977uk/dancing+dan.gif
Don't worry in the UK the government pays you benefit if you're out of work and all your living expenses.
If you're in debt you can file for bankrupcy, i have a friend who did that, he borrowed £480,000 ($864,000) to buy a business and transfered the biz to his brother's name and filed for bankrupcy. He gets benefit from the state and makes money from the biz :lol:
I would'nt recommend that cos its naughty. :o
EDIT: corrected spelling
Whoa shit Dan :( Sorry dude that sucks :(
Know how you feel, I got sacked about a week before xmas and I could'nt get shit help from anyone <_<
But Brenda's right, anyone you owe money to, if you offer them a payment they can't force you to pay more if you hav'nt got it, if they tell you otherwise ignor it, the collectors are on comission so the more you pay the more they earn (this info I got from CAB) so offer them what you can afford :)
You'll get sorted mate :)
I did :)
Jonno B)
Edit@Robert......That is such a false statement, this depends so much on your circumstances, if you have a kid you're laughing, if you're a single male living alone and have been self employed you're fucked, trust me, I know.Quote:
Don't worry in the UK the government pays you benefit if you're out of work and all your living expenses.
Key statement there being self-employed. If you've demonstrated once that you can earn money without an employer then quite rightly the benefit agency is less likely to give you money to sustain yourself because you've demonstrated that you can do it yourself.Quote:
Originally posted by JONNO_CELEBS@5 August 2004 - 10:22
Edit@Robert......That is such a false statement, this depends so much on your circumstances, if you have a kid you're laughing, if you're a single male living alone and have been self employed you're fucked, trust me, I know.Quote:
Don't worry in the UK the government pays you benefit if you're out of work and all your living expenses.
There is a BIG difference between the treatment wrt benefit of self employed people who can't get work and recently laid off ex-employees. Trust me, I know ;)
BTW I'm not saying that it is fair nor that it was right that you couldnt get help, I'm just saying that's the way it is :(
I know Manker, they asked me what trade I was in, I said Buiilding and they told me their records show the building trade to be flourishing, I asked where these records where taken, he said London <_<
I'm in a town on the east coast, slight difference <_<
But yeah, thats basically it, altho I got sacked (wrongly) from the coucil a few years ago and got no help, I was told I would have to apply for Hardship benefit which would mean I would have to leave my house and go in a B&B
This would be because I don't have a child :rolleyes:
My mate has just had a kid, he works the same place I do, he gets an extra £45 per week from the WFTC, his girl get £190 per week for looking after her child and the kid get £28 per week and it's only 10 weeks old <_<
And they wonder why there's no insentive to work :frusty:
Bit like that couple who don't work but have 5 kids and get £37,000 per year from the gov :angry: , Like the dad said, why the hell do I want to work when we get that <_<
Jonno B)
Key statement there being self-employed. If you've demonstrated once that you can earn money without an employer then quite rightly the benefit agency is less likely to give you money to sustain yourself because you've demonstrated that you can do it yourself.Quote:
Originally posted by manker+5 August 2004 - 10:32--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (manker @ 5 August 2004 - 10:32)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-JONNO_CELEBS@5 August 2004 - 10:22
Edit@Robert......That is such a false statement, this depends so much on your circumstances, if you have a kid you're laughing, if you're a single male living alone and have been self employed you're fucked, trust me, I know.Quote:
Don't worry in the UK the government pays you benefit if you're out of work and all your living expenses.
There is a BIG difference between the treatment wrt benefit of self employed people who can't get work and recently laid off ex-employees. Trust me, I know ;)
BTW I'm not saying that it is fair nor that it was right that you couldnt get help, I'm just saying that's the way it is :( [/b][/quote]
Where do need to go? Just to the Job Centre? :unsure:
Last time I was in a pickle like this I had just got out of nick and they weren't to helpful to me then, signed me up for the JSA and that was that :( Nothing about Housing Benefit etc
You phone the JC up and ask them to send you forms for JSA , Housing benefit and council tax benifit :)
They will send you forms and make you an appointment :)
If you lost your job because you took too much time off thru illness which is not faked and you have doctors records you may also be able to appeal and get some compensation :)
Call the CAB about that :)
Jonno B)
I have just spent the last 30 mins or so reading the CAB website. I could have got Council Tax benefit for the last 2 years :o Damn them they just sent me a summons too <_<
I am going to go to the CAB office in sutton on Monday morning, I am hoping they can talk me through all of it, the benefits and alsu the unfair dismissal thing. Unlucklily for them I do have the Doc's records to back it up :)
Yeah, unfortunately the council will back date everything except council tax <_<
Good luck tho Dan :)
Take em to the fucken cleaners :01:
Jonno B)
:01: :01: :01:
Have to try and make some good from the situation :rolleyes:
Cheers for the help
There is no situation in which you cannot find good :)
Even the darkest most painful situation, if you look hard enough there will be some form of good :)
Ooo don't punch the council officer :ph34r: They don't like that <_<
Jonno B)
That sounds like the voice of experience talking :lol:
:01: I never punched the guy <_< , he made that up, I just kinda shoved him a little :ph34r:
Jonno B)
You should have punched him, far more satisfying. :lol:Quote:
Originally posted by JONNO_CELEBS@5 August 2004 - 13:14
:01: I never punched the guy <_< , he made that up, I just kinda shoved him a little :ph34r:
Jonno B)
Manker is wrong about the self-employed thing. You don't have to have made a living at being self-employed to have problems getting any benefits, you just have to be registered as self-employed.
I was advised (by the Job Centre) to register as self-employed when looking for short term computer contract work. Unfortunately there wasn't much around at the time, so I then applied for benefits. I was now classed as self-employed, so no Job Seekers Allowance. Still, I should be able to get income benefit.
Well not exactly. I had lent my brother some money to buy a car (why pay finance companies when you can keep the interest in the family). The amount left was about £7500 and he was paying back £250 per month, which works out at £57.53 per week. If the amount outstanding had been less than £6000 I could have got income benefit as it doesn't count as income, since it is a capital repayment.
As it was, the amount I was receiving from my brother was deducted from any income benefits I might have received, which would have been about £53 per week. As anyone can see, that leaves a negative figure so no Income Benefit either. And without Income Benefit you can't get all sorts of other benefits either, such as help with Mortgage interest, dental treatment, eye tests, prescriptions.
When you've been paying in to the system for 30 years it is particularly annoying when you can't get any help when you need it.
How was I wrong? I stated that once you've demonstrated that you can earn a living without an employer you are less likely to receive benefits. That is correct. I didn't encompass those that register and never earn anything but nor did I exclude them.
What you say is also correct but, relatively speaking, doesn't happen very often, you had some particularly bad advice and should have been made aware of the consequences of registering as self-employed before commiting as such.
Effectively you signed a form without reading the small print.
Do the benefits agency make checks on your savings? because my friend had a great deal of money saved up (don't ask me where, i'm assuming in a bank account) but he was still entitled to benefits.
Yes, if you have more than 7 grand (or thereabouts) in savings or investments, your benefit cheque will have a very different look. Some benefits stop while others are significantly reduced.Quote:
Originally posted by Robert00000@5 August 2004 - 14:30
Do the benefits agency make checks on your savings? because my friend had a great deal of money saved up (don't ask me where, i'm assuming in a bank account) but he was still entitled to benefits.
Yes, if you've got over £6000 of savings you can't get Income Support, but you can get JSA. I think the limit is about £18000 for Council Tax Benefit. They will ask you about your savings if you apply for IS (or CTB) and they ask to check your bank accounts if they know about them.Quote:
Originally posted by Robert00000@5 August 2004 - 14:30
Do the benefits agency make checks on your savings? because my friend had a great deal of money saved up (don't ask me where, i'm assuming in a bank account) but he was still entitled to benefits.
Edit: the figures above are 2 years old, they may have changes since.
One of the other drawbacks about registering self-employed, you have to pay your NI stamp, and the most convenient way is to pay direct from your bank account. Of course, at the time you don't think about keeping quiet about your bank account, so then they've got the info they need to ask about them.
@Manker, have you ever tried to get the "small print" about benefits in the UK? The only truly definitive place is in some Benefits Agency manuals, and you have to know exactly what you are looking for to get the right answers. I know, I've tried. When you are genuinely trying to get work, you try to give yourself the best options for doing so.
Why should you be worse off because you have tried to work for yourself rather than for an employer? If your employer's business went bust, you would be entitled to JSA. If a self-employed persons business goes bust, why shouldn't he/she be entitled to the same provisions?
Well, I'm not talking about the benefits agency 'small print' in it's entirity. I doubt if there is a person alive who is fully versed. There are a number of subsections each with their own experts in different departments or even external organisations.Quote:
Originally posted by lynx@5 August 2004 - 14:56
@Manker, have you ever tried to get the "small print" about benefits in the UK? The only truly definitive place is in some Benefits Agency manuals, and you have to know exactly what you are looking for to get the right answers. I know, I've tried. When you are genuinely trying to get work, you try to give yourself the best options for doing so.
Why should you be worse off because you have tried to work for yourself rather than for an employer? If your employer's business went bust, you would be entitled to JSA. If a self-employed persons business goes bust, why shouldn't he/she be entitled to the same provisions?
I was refering to you signing up as self employed without being aware of exactly what it entailed. An accountant would have been able to tell you the pitfalls so you could have made a more informed decision.
With regard to not getting JSA should your business go bankrupt c.f. getting JSA if an employers business goes bankrupt, the simple reason for the distinction to discourage benefit fraud.
I can pretend to stop trading but I can't pretend to be made redundant.
Well the sum he had at the time was £80,000 + (not including the business which wasn't in his name) I don't think he declared it, so the question i'm asking is do they carryout checks (like a credit check) if you don't tell them you have money stashed away.
No they don't make any checks at that point, whatever you put on the form they take your word for it.Quote:
Originally posted by Robert00000@5 August 2004 - 23:49
Well the sum he had at the time was £80,000 + (not including the business which wasn't in his name) I don't think he declared it, so the question i'm asking is do they carryout checks (like a credit check) if you don't tell them you have money stashed away.
Because of the sheer volume of work, the Revenue - the people who do the grunt work - only do checks on a retrospective basis. They feed the data into a computer which analyses the ratios and compares them to information already held about the individual, if this doesn't tally up then human eyes look into the problem and decide whether to investigate. In addition to that the same computer soft picks out a number of people at random, who's information appears correct according to the automated tests, for the inspectors to investigate.
Your mate will probably get away with it, I suspect if the business isn't in his name then he isn't going to be daft enough to put the cash in a UK bank account that is in his name :lol:
No they don't make any checks at that point, whatever you put on the form they take your word for it.Quote:
Originally posted by manker+6 August 2004 - 09:40--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (manker @ 6 August 2004 - 09:40)</td></tr><tr><td id='QUOTE'> <!--QuoteBegin-Robert00000@5 August 2004 - 23:49
Well the sum he had at the time was £80,000 + (not including the business which wasn't in his name) I don't think he declared it, so the question i'm asking is do they carryout checks (like a credit check) if you don't tell them you have money stashed away.
Because of the sheer volume of work, the Revenue - the people who do the grunt work - only do checks on a retrospective basis. They feed the data into a computer which analyses the ratios and compares them to information already held about the individual, if this doesn't tally up then human eyes look into the problem and decide whether to investigate. In addition to that the same computer soft picks out a number of people at random, who's information appears correct according to the automated tests, for the inspectors to investigate.
Your mate will probably get away with it, I suspect if the business isn't in his name then he isn't going to be daft enough to put the cash in a UK bank account that is in his name :lol: [/b][/quote]
I guess he'll be relieved to hear that, but i think he's a lot more shrewd than i gave him credit for :D
They know everything even that i had a co op card scary i have more or less nothing in my name so i am safe
Been there, done that :ph34r: [/b][/quote]Quote:
Originally posted by danb+4 August 2004 - 15:51--></div><table border='0' align='center' width='95%' cellpadding='3' cellspacing='1'><tr><td>QUOTE (danb @ 4 August 2004 - 15:51)</td></tr><tr><td id='QUOTE'>Quote:
Originally posted by brenda@4 August 2004 - 14:45
<!--QuoteBegin-danb
Quote:
@4 August 2004 - 13:43
Are they that nice then? :unsure:
Yes :D
but only if you're nice to them..... otherwise they send you to prison :P
Who's the tax-dodger now, bitch?
Don't look at me :ph34r:Quote:
Originally posted by SnnY@6 August 2004 - 16:00
Who's the tax-dodger?