Free Credit Report Online - No Joke

Get your Free Annual Credit Report Online

Some of you may already know this and lots probably do not. I just found out about this by viewing msn video news.

Congress just last year passed a bill allowing consumers to obtain their Credit Report for free online every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion.. I just wanted to post this link for anyone interested as I am happy about this.

There are tons and tons of websites advertising FREE Credit Reports just to draw the consumer in but then 3 pages later ask you for your Credit Card number and charge your for some yearly membership.

You actually can go to google search and type in Free Credit Report and you will see tons of sites but they are not actually free. Please Bookmark this link below as it will not show up using any search engine from what I learned through MSNBC. :ermm:

Please be advised this has not been put into effect in all states yet.

When are Free Annual Credit Reports available in my State?

Eligibility for an annual free credit report is determined by your state of residence based on the rollout schedule set by federal law. Look below to see when a free credit report becomes available in your state

Western States - December 1, 2004

• Alaska
• Arizona
• California
• Colorado
• Hawaii
• Idaho
• Montana
• New Mexico
• Nevada
• Oregon
• Utah
• Washington
• Wyoming

Midwest States - March 1, 2005

• Illinois
• Indiana
• Iowa
• Kansas
• Michigan
• Minnesota
• Missouri
• Nebraska
• North Dekota
• Ohio
• South Dekota
• Wisconsin

Southern States - June 1, 2005

• Alabama
• Arkansas
• Florida
• Georgia
• Kentucky
• Louisiana
• Mississippi
• Oklahoma
• South Carolina
• Tennessee
• Texas

Eastern States & All U.S. Territories - September 1, 2005

• Connecticut
• Deleware
• District Of Columbia
• Maine
• Maryland
• Massachusetts
• New Hampshire
• New Jersey
• New York
• North Carolina
• Pennsylvania
• Rhode Island
• Vermont
• Virginia
• West Virginia
• All United States Territories and possessions

For more information and to obtain your Free Credit Report if available already in your state, please click on the following link and pass this information on to a friend.. I am :thumbsup: right here... :D

annualcreditreport.com

i never trusted sites like these if i ever wanted my credit report i call and hav it mailed so i see in person!

Europe seems to be missing in one of the states

Europe mama suck my cantalope...

Just came across this thread...THANK YOU! I'm about to start a search for a new place, this came in handy and FREE...gotta love that.

ehh, if you follow what you do, you would know what your credit is. I dont trust sites like that tho.

They'll get you to pay some way, with the extra services

I guess some people will learn the hard way.

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Originally Posted by ziggyjuarez

Europe mama suck my cantalope...

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We never get the credit we deserve.:cool:

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ehh, if you follow what you do, you would know what your credit is.

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You're an idiot...ever hear of fraud? I've been a victim of it. :angry:

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Originally Posted by IronRanger

You're an idiot...ever hear of fraud? I've been a victim of it. :angry:

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Not my problem :ermm:

Thanks OP.