I hate banks!!!

**Skweeky** · 08-01-2006, 02:22 PM

I went to check my account online today to see if there was £7 left in it to reserve a bus ticket.
To my amazement my balance was shown as £116 overdrawn, also the internet transactions I'd made last week all of a sudden showed their transaction was yesterday, despite them showing up on the screen last friday with that date.

I noticed a £110 withdrawal I didn't recognise from yesterday, so I phoned up my boyfriend to ask if he took any money out.
He replied he took it out last FRIDAY to pay some bills.

So I phoned up my bank to ask how I could all of a sudden have an overdraft today if yesterday I was £7 in credit.

They answered it was due to my internet transactions. I told them that was impossible as I checked my account last week and the transactions already showed in the statement.
She said that couldn't be right as they'd only gone through today.

So I finally came to the conclusion that the cash withdrawal made on Friday, never registered on the system until today, which led me to believe there was more money in my account than there actually was

And there's nothing I can do about it because the bastards have changed all the transactions dates from the last week on my statement!!

**Rat Faced** · 08-01-2006, 02:46 PM

Then get yourself a decent Bank that uses the Real Time system, rather than the Batch System most do...

Abbey and RBS come to mind.

TSB used to, dunno whether LoyddsTSB do

**Barbarossa** · 08-01-2006, 03:32 PM

LloydsTSB internet banking is the pwnage. fact.

**Skweeky** · 08-01-2006, 04:32 PM

BASTARDS!!!!

That's it, I'm closing my friggin account with them!

They've actually changed the dates on my online statement so now it looks like I've used my Switch card after taking out all the money, which I didn't!!!

OMG I am SO angry.

Tehy're not owning up to the fact their system fucked up so I'm expected to pay charges!
What's the fucking use of having a bank account with internet banking and phone banking if it can't give you the correct balance on your account??

GRRRRRRR

**100%** · 08-01-2006, 06:01 PM

we give banks money so they can lend (+%) it other people
then make us wait in line and beg for our money back
sounds pretty retarded to me

**Skweeky** · 08-01-2006, 06:13 PM

They fiddled with the information on my online statement.
All the transactions dates have been changed

Is this legal???

**thewizeard** · 08-01-2006, 06:43 PM

Can't you use a Belgian or Dutch internet account? I use ABNAMRO and am entirely satisfied with it...money that I transfer today...arrives today on the recipient's account... ( for example)