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  1. #11
    slim150's Avatar Poster
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    Quote Originally Posted by clocker View Post
    But it is a big fucking deal.

    Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
    rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.

    under the bill:
    1) you cannot be denied coverage for pre-existing conditions
    2) you cannot pay more than anyone else because of your condition.
    3) failure to have insurance will (eventually) cause an added tax of $695/year

    With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:

    A) not by any insurance and take the $695 hit per year.
    B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.

    This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
    Last edited by slim150; 03-24-2010 at 01:28 PM.
    "Their most trivial action may mean volumes, or their most extraordinary conduct may depend upon a hairpin or a pair of curling-tongs" - Holmes


  2. The Drawing Room   -   #12
    clocker's Avatar Shovel Ready
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    Quote Originally Posted by slim150 View Post
    With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:

    A) not by any insurance and take the $695 hit per year.
    B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
    Yup, probably would be cheaper.
    It'd be cheaper to never take your kids to the doctor and feed them exclusively on Slim Jims and Coke, too.
    It'd be cheaper to not clothe them or send them to school.

    Basically, having kids/family is expensive...so don't do it.

    There, I just saved you a fortune and sidestepped all those messy decisions about insurance.
    "I am the one who knocks."- Heisenberg

  3. The Drawing Room   -   #13
    惡魔的提倡者
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    Quote Originally Posted by slim150 View Post
    Quote Originally Posted by clocker View Post
    But it is a big fucking deal.

    Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
    rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.

    under the bill:
    1) you cannot be denied coverage for pre-existing conditions
    2) you cannot pay more than anyone else because of your condition.
    3) failure to have insurance will (eventually) cause an added tax of $695/year

    With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:

    A) not by any insurance and take the $695 hit per year.
    B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.

    This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
    And if you don't have insurance and you and your fictitious family have a serious car crash, hospitalizing you all in intensive care without the means to fully fund this treatment you end up costing everyone else.

    The problem with your scenario is not that you can't afford insurance, but that you are deciding to go without insurance

    As far as I'm aware insurance companies can charge more for those with pre existing conditions, they just can't refuse coverage.

    There are things I like and things I don't like about this bill. Ending rescissions I like a lot.

    You have highlighted the problem with private insurance. Private insurance cannot afford sick people. Sick people cost a lot of money and if insurance companies have to cover sick people then they will find it hard to make profit.

  4. The Drawing Room   -   #14
    j2k4's Avatar en(un)lightened
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    Quote Originally Posted by clocker View Post
    Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
    Really.

    Get back to me in November, why don't you.
    "Researchers have already cast much darkness on the subject, and if they continue their investigations, we shall soon know nothing at all about it."

    -Mark Twain

  5. The Drawing Room   -   #15
    megabyteme's Avatar RASPBERRY RIPPLE BT Rep: +19BT Rep +19BT Rep +19BT Rep +19
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    I sincerely want people to have good health coverage at an affordable rate, but have huge concerns about this. Very uncertain times....
    Quote Originally Posted by IdolEyes787 View Post
    Ghey lumberjacks, wolverines, blackflies in the summer, polar bears in the winter, that's basically Canada in a nutshell.

  6. The Drawing Room   -   #16
    HeavyMetalParkingLot's Avatar Poster
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    Quote Originally Posted by slim150 View Post
    Quote Originally Posted by clocker View Post
    But it is a big fucking deal.

    Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
    rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.

    under the bill:
    1) you cannot be denied coverage for pre-existing conditions
    2) you cannot pay more than anyone else because of your condition.
    3) failure to have insurance will (eventually) cause an added tax of $695/year

    With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:

    A) not by any insurance and take the $695 hit per year.
    B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.

    This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
    Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.

  7. The Drawing Room   -   #17
    j2k4's Avatar en(un)lightened
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    Quote Originally Posted by HeavyMetalParkingLot View Post
    Quote Originally Posted by slim150 View Post

    rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.

    under the bill:
    1) you cannot be denied coverage for pre-existing conditions
    2) you cannot pay more than anyone else because of your condition.
    3) failure to have insurance will (eventually) cause an added tax of $695/year

    With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:

    A) not by any insurance and take the $695 hit per year.
    B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.

    This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
    Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.
    Do liberals think they would be exempt from this?

    Hmm.

    Maybe they will be.
    "Researchers have already cast much darkness on the subject, and if they continue their investigations, we shall soon know nothing at all about it."

    -Mark Twain

  8. The Drawing Room   -   #18
    惡魔的提倡者
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    Provided that they can meet the coverage requirements of the bill, the bill contains language that gives states the right to set up their own health care system with or without an individual mandate, it's called the "Empowering States to be Innovative" amendment.

  9. The Drawing Room   -   #19
    clocker's Avatar Shovel Ready
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    Quote Originally Posted by j2k4 View Post
    Quote Originally Posted by HeavyMetalParkingLot View Post

    Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.
    Do liberals think they would be exempt from this?

    Hmm.

    Maybe they will be.
    Of course we're exempt...it's part of the basic membership package.
    We also get to run the death panels.

    You get Ann Coulter and Glen Beck.
    Seems like the short end of the shtick to me but your negotiating team had to knock off at two, so there you go.
    Last edited by clocker; 03-26-2010 at 12:06 AM.
    "I am the one who knocks."- Heisenberg

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