Wayne?
Where does all this leave Meg?
One of the things about financial stuff is the wizards - that doesn't include me - never want you to conclude common-sense is adequate to suss the basics; short version is, if it smells like bullshit, that's what it is.
Accurate speculations are easier to make than most think.
Back to Wayne for a bit - let Meg smack him if he wants to...
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