You may very well have a deductible on your homeowners insurance and that won't do you any good.
If the camera isn't dinged up or physically damaged, I'd claim it under warranty if that's still an option.
I once bought a PS3 that I knew was stolen (it was still a week or two before they actually came out). It stopped working about a year later but I wasn't about to send it to Sony for repair. I went to the local electronics mega-store and bought a brand new one with cash, took it home and used a hair dryer to heat up the manufacturers seal on the box and swapped out the units, then resealed the box and returned it. Worked like a charm.
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