Re: Looks like it passed.
Quote:
Originally Posted by
clocker
But it is a big fucking deal.
Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.
under the bill:
1) you cannot be denied coverage for pre-existing conditions
2) you cannot pay more than anyone else because of your condition.
3) failure to have insurance will (eventually) cause an added tax of $695/year
With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:
A) not by any insurance and take the $695 hit per year.
B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
Re: Looks like it passed.
Quote:
Originally Posted by
slim150
With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:
A) not by any insurance and take the $695 hit per year.
B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
Yup, probably would be cheaper.
It'd be cheaper to never take your kids to the doctor and feed them exclusively on Slim Jims and Coke, too.
It'd be cheaper to not clothe them or send them to school.
Basically, having kids/family is expensive...so don't do it.
There, I just saved you a fortune and sidestepped all those messy decisions about insurance.
Re: Looks like it passed.
Quote:
Originally Posted by
slim150
Quote:
Originally Posted by
clocker
But it is a big fucking deal.
Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.
under the bill:
1) you cannot be denied coverage for pre-existing conditions
2) you cannot pay more than anyone else because of your condition.
3) failure to have insurance will (eventually) cause an added tax of $695/year
With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:
A) not by any insurance and take the $695 hit per year.
B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
And if you don't have insurance and you and your fictitious family have a serious car crash, hospitalizing you all in intensive care without the means to fully fund this treatment you end up costing everyone else.
The problem with your scenario is not that you can't afford insurance, but that you are deciding to go without insurance
As far as I'm aware insurance companies can charge more for those with pre existing conditions, they just can't refuse coverage.
There are things I like and things I don't like about this bill. Ending rescissions I like a lot.
You have highlighted the problem with private insurance. Private insurance cannot afford sick people. Sick people cost a lot of money and if insurance companies have to cover sick people then they will find it hard to make profit.
Re: Looks like it passed.
Quote:
Originally Posted by
clocker
Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
Really.
Get back to me in November, why don't you.
Re: Looks like it passed.
I sincerely want people to have good health coverage at an affordable rate, but have huge concerns about this. Very uncertain times....
Re: Looks like it passed.
Quote:
Originally Posted by
slim150
Quote:
Originally Posted by
clocker
But it is a big fucking deal.
Not only did we take the first step towards rational health care but it also denotes the first death rattle of the Republican party.
rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.
under the bill:
1) you cannot be denied coverage for pre-existing conditions
2) you cannot pay more than anyone else because of your condition.
3) failure to have insurance will (eventually) cause an added tax of $695/year
With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:
A) not by any insurance and take the $695 hit per year.
B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.
Re: Looks like it passed.
Quote:
Originally Posted by
HeavyMetalParkingLot
Quote:
Originally Posted by
slim150
rational? hmmmmmm. i dont know. i have one question but i cant seem to find the answer to.
under the bill:
1) you cannot be denied coverage for pre-existing conditions
2) you cannot pay more than anyone else because of your condition.
3) failure to have insurance will (eventually) cause an added tax of $695/year
With this logic above.. If I needed to purchase insurance for me and my fictitious family. Wouldn't it be cheaper to:
A) not by any insurance and take the $695 hit per year.
B) in the case that someone in my family becomes seriously ill.. THEN i say oh but i want insurance now. you can't deny me because of my pre-exisiting condition and you can't charge more even though i'm about to have 1000s of dollars of procedures.
This of course would bankrupt the whole system as insurance makes a profit since there are *supposed* to be more healthy insurees on the plan than sick ones.
Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.
Do liberals think they would be exempt from this?
Hmm.
Maybe they will be.
Re: Looks like it passed.
Provided that they can meet the coverage requirements of the bill, the bill contains language that gives states the right to set up their own health care system with or without an individual mandate, it's called the "Empowering States to be Innovative" amendment.
Re: Looks like it passed.
Quote:
Originally Posted by
j2k4
Quote:
Originally Posted by
HeavyMetalParkingLot
Well, considering that for some reason the IRS has been given the right to enforce noncompliance, you can kiss your tax return goodbye if you do not comply.
Do liberals think they would be exempt from this?
Hmm.
Maybe they
will be.
Of course we're exempt...it's part of the basic membership package.
We also get to run the death panels.
You get Ann Coulter and Glen Beck.
Seems like the short end of the shtick to me but your negotiating team had to knock off at two, so there you go.