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I didn't say that. I just quoted Switeck. He just pointed out that, if he were using either of those two standards - most people still do - that it would place the transfer even further outside the realm of the possible. And this was examining the possibility that he may have been, unknowingly, DLing from himself.
If he is downloading from himself or within his local network he is not limited by his modem in any way. The transfer is happening on his side of the modem via his internal network and does not have to pass though the modem.